{"paper":{"title":"Design and Evaluation of Privacy-Preserving Protocols for Agent-Facilitated Mobile Money Services in Kenya","license":"http://creativecommons.org/licenses/by/4.0/","headline":"","cross_cats":["cs.HC"],"primary_cat":"cs.CR","authors_text":"Assane Gueye, Collins W. Munyendo, Conrad Tucker, Eunice Maingi, Gerald Suleh, Giulia Fanti, Karen Sowon, Lily Klucinec, Lorrie Faith Cranor","submitted_at":"2024-12-25T00:27:13Z","abstract_excerpt":"Mobile Money (MoMo), a technology that allows users to complete financial transactions using a mobile phone without requiring a bank account, is a common method for processing financial transactions in Africa and other developing regions. Users can deposit and withdraw money with the help of human agents. During deposit and withdraw operations, know-your-customer (KYC) processes require agents to access and verify customer information such as name and ID number, which can introduce privacy and security risks. In this work, we design alternative protocols for MoMo deposits/withdrawals that prot"},"claims":{"count":0,"items":[],"snapshot_sha256":"258153158e38e3291e3d48162225fcdb2d5a3ed65a07baac614ab91432fd4f57"},"source":{"id":"2412.18716","kind":"arxiv","version":2},"verdict":{"id":null,"model_set":{},"created_at":null,"strongest_claim":"","one_line_summary":"","pipeline_version":null,"weakest_assumption":"","pith_extraction_headline":""},"integrity":{"clean":true,"summary":{"advisory":0,"critical":0,"by_detector":{},"informational":0},"endpoint":"/pith/2412.18716/integrity.json","findings":[],"available":true,"detectors_run":[],"snapshot_sha256":"c28c3603d3b5d939e8dc4c7e95fa8dfce3d595e45f758748cecf8e644a296938"},"references":{"count":0,"sample":[],"resolved_work":0,"snapshot_sha256":"258153158e38e3291e3d48162225fcdb2d5a3ed65a07baac614ab91432fd4f57","internal_anchors":0},"formal_canon":{"evidence_count":0,"snapshot_sha256":"258153158e38e3291e3d48162225fcdb2d5a3ed65a07baac614ab91432fd4f57"},"author_claims":{"count":0,"strong_count":0,"snapshot_sha256":"258153158e38e3291e3d48162225fcdb2d5a3ed65a07baac614ab91432fd4f57"},"builder_version":"pith-number-builder-2026-05-17-v1"}