{"paper":{"title":"Regulatory Graphs and GenAI for Real-Time Transaction Monitoring and Compliance Explanation in Banking","license":"http://creativecommons.org/licenses/by/4.0/","headline":"","cross_cats":["cs.CE","cs.LG"],"primary_cat":"cs.AI","authors_text":"Kranthi Kommuru, Kunal Khanvilkar","submitted_at":"2025-06-01T17:34:57Z","abstract_excerpt":"This paper presents a real-time transaction monitoring framework that integrates graph-based modeling, narrative field embedding, and generative explanation to support automated financial compliance. The system constructs dynamic transaction graphs, extracts structural and contextual features, and classifies suspicious behavior using a graph neural network. A retrieval-augmented generation module generates natural language explanations aligned with regulatory clauses for each flagged transaction. Experiments conducted on a simulated stream of financial data show that the proposed method achiev"},"claims":{"count":0,"items":[],"snapshot_sha256":"258153158e38e3291e3d48162225fcdb2d5a3ed65a07baac614ab91432fd4f57"},"source":{"id":"2506.01093","kind":"arxiv","version":1},"verdict":{"id":null,"model_set":{},"created_at":null,"strongest_claim":"","one_line_summary":"","pipeline_version":null,"weakest_assumption":"","pith_extraction_headline":""},"integrity":{"clean":true,"summary":{"advisory":0,"critical":0,"by_detector":{},"informational":0},"endpoint":"/pith/2506.01093/integrity.json","findings":[],"available":true,"detectors_run":[],"snapshot_sha256":"c28c3603d3b5d939e8dc4c7e95fa8dfce3d595e45f758748cecf8e644a296938"},"references":{"count":0,"sample":[],"resolved_work":0,"snapshot_sha256":"258153158e38e3291e3d48162225fcdb2d5a3ed65a07baac614ab91432fd4f57","internal_anchors":0},"formal_canon":{"evidence_count":0,"snapshot_sha256":"258153158e38e3291e3d48162225fcdb2d5a3ed65a07baac614ab91432fd4f57"},"author_claims":{"count":0,"strong_count":0,"snapshot_sha256":"258153158e38e3291e3d48162225fcdb2d5a3ed65a07baac614ab91432fd4f57"},"builder_version":"pith-number-builder-2026-05-17-v1"}