Structured memory improves precision on deterministic financial calculations while retrieval-augmented generation outperforms in conversational settings, supporting a hybrid deployment framework for resource-constrained SMEs.
Convfinqa: Exploring the chain of numerical reasoning in conversational finance qa
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Architecture Matters More Than Scale: A Comparative Study of Retrieval and Memory Augmentation for Financial QA Under SME Compute Constraints
Structured memory improves precision on deterministic financial calculations while retrieval-augmented generation outperforms in conversational settings, supporting a hybrid deployment framework for resource-constrained SMEs.