pith:7FL6I2DK
The Payment Heterogeneity Index: An Integrated Unsupervised Framework for High-Volume Procurement Oversight and Decision Support
The Payment Heterogeneity Index flags suppliers with atypical payment structures using only unlabeled data.
arxiv:2605.12547 v1 · 2026-05-09 · econ.EM · cs.LG · q-fin.ST · stat.AP
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Claims
PHI functions as an effective discovery tool where no confirmed labels exist, offering a transparent, lightweight screening mechanism for post-award oversight.
That the structural signatures captured by the Gaussian Mixture Model components and tail-behaviour measure correspond to financially meaningful deviations (errors, fraud, or corruption) rather than benign differences in legitimate payment practices.
The Payment Heterogeneity Index (PHI) is a new unsupervised metric combining tail sensitivity and Gaussian mixture model-based structural dispersion to identify suppliers with atypical payment regimes in high-volume procurement data.
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| First computed | 2026-05-18T03:10:02.198135Z |
|---|---|
| Builder | pith-number-builder-2026-05-17-v1 |
| Signature | Pith Ed25519
(pith-v1-2026-05) · public key |
| Schema | pith-number/v1.0 |
Canonical hash
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· · · · ·Agent API
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curl -sH 'Accept: application/ld+json' https://pith.science/pith/7FL6I2DKIWXFPNNQKWS6S7XZIO \
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Canonical record JSON
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