{"state_type":"pith_open_graph_state","state_version":"1.0","pith_number":"pith:2019:ZKKOWZ7FEZ2HH7O4G6SUYLLNFL","merge_version":"pith-open-graph-merge-v1","event_count":2,"valid_event_count":2,"invalid_event_count":0,"equivocation_count":0,"current":{"canonical_record":{"metadata":{"abstract_canon_sha256":"92d18f5a0d1a4c482cceb90e73a15bdd1dc6aa596793a00fc442ad3762186415","cross_cats_sorted":[],"license":"http://arxiv.org/licenses/nonexclusive-distrib/1.0/","primary_cat":"stat.AP","submitted_at":"2019-03-14T08:18:30Z","title_canon_sha256":"155e1c20a2995c606fcdfdff7c7bb80bb4c24f129a530ea83e54008e74b5854b"},"schema_version":"1.0","source":{"id":"1903.05851","kind":"arxiv","version":1}},"source_aliases":[{"alias_kind":"arxiv","alias_value":"1903.05851","created_at":"2026-05-17T23:51:15Z"},{"alias_kind":"arxiv_version","alias_value":"1903.05851v1","created_at":"2026-05-17T23:51:15Z"},{"alias_kind":"doi","alias_value":"10.48550/arxiv.1903.05851","created_at":"2026-05-17T23:51:15Z"},{"alias_kind":"pith_short_12","alias_value":"ZKKOWZ7FEZ2H","created_at":"2026-05-18T12:33:33Z"},{"alias_kind":"pith_short_16","alias_value":"ZKKOWZ7FEZ2HH7O4","created_at":"2026-05-18T12:33:33Z"},{"alias_kind":"pith_short_8","alias_value":"ZKKOWZ7F","created_at":"2026-05-18T12:33:33Z"}],"graph_snapshots":[{"event_id":"sha256:8638dd0121af90c2ca4cb52b0f50aebe890f3fe25736264aa4243d8126835536","target":"graph","created_at":"2026-05-17T23:51:15Z","signer":{"key_id":"pith-v1-2026-05","public_key_fingerprint":"8d4b5ee74e4693bcd1df2446408b0d54","signer_id":"pith.science","signer_type":"pith_registry"},"payload":{"graph_snapshot":{"author_claims":{"count":0,"snapshot_sha256":"258153158e38e3291e3d48162225fcdb2d5a3ed65a07baac614ab91432fd4f57","strong_count":0},"builder_version":"pith-number-builder-2026-05-17-v1","claims":{"count":0,"items":[],"snapshot_sha256":"258153158e38e3291e3d48162225fcdb2d5a3ed65a07baac614ab91432fd4f57"},"formal_canon":{"evidence_count":0,"snapshot_sha256":"258153158e38e3291e3d48162225fcdb2d5a3ed65a07baac614ab91432fd4f57"},"paper":{"abstract_excerpt":"A Bonus-Malus System (BMS) in insurance is a premium adjustment mechanism widely used in a posteriori ratemaking process to set the premium for the next contract period based on a policyholder's claim history. The current practice in BMS implementation relies on the assumption of independence between claim frequency and severity, despite the fact that a series of recent studies report evidence of a significant frequency-severity relationship, particularly in automobile insurance. To address this discrepancy, we propose a copula-based correlated random effects model to accommodate the dependenc","authors_text":"Jae Youn Ahn, Peng Shi, Rosy Oh","cross_cats":[],"headline":"","license":"http://arxiv.org/licenses/nonexclusive-distrib/1.0/","primary_cat":"stat.AP","submitted_at":"2019-03-14T08:18:30Z","title":"Implementation of Frequency-Severity Association in BMS Ratemaking"},"references":{"count":0,"internal_anchors":0,"resolved_work":0,"sample":[],"snapshot_sha256":"258153158e38e3291e3d48162225fcdb2d5a3ed65a07baac614ab91432fd4f57"},"source":{"id":"1903.05851","kind":"arxiv","version":1},"verdict":{"created_at":null,"id":null,"model_set":{},"one_line_summary":"","pipeline_version":null,"pith_extraction_headline":"","strongest_claim":"","weakest_assumption":""}},"verdict_id":null}}],"author_attestations":[],"timestamp_anchors":[],"storage_attestations":[],"citation_signatures":[],"replication_records":[],"corrections":[],"mirror_hints":[],"record_created":{"event_id":"sha256:2dcab19533d43394ace1e6e2e4d1decd93f82dec38883332dc3a65001f5cb0df","target":"record","created_at":"2026-05-17T23:51:15Z","signer":{"key_id":"pith-v1-2026-05","public_key_fingerprint":"8d4b5ee74e4693bcd1df2446408b0d54","signer_id":"pith.science","signer_type":"pith_registry"},"payload":{"attestation_state":"computed","canonical_record":{"metadata":{"abstract_canon_sha256":"92d18f5a0d1a4c482cceb90e73a15bdd1dc6aa596793a00fc442ad3762186415","cross_cats_sorted":[],"license":"http://arxiv.org/licenses/nonexclusive-distrib/1.0/","primary_cat":"stat.AP","submitted_at":"2019-03-14T08:18:30Z","title_canon_sha256":"155e1c20a2995c606fcdfdff7c7bb80bb4c24f129a530ea83e54008e74b5854b"},"schema_version":"1.0","source":{"id":"1903.05851","kind":"arxiv","version":1}},"canonical_sha256":"ca94eb67e5267473fddc37a54c2d6d2ae412766d7cd17f9941708d42c8a6617f","receipt":{"algorithm":"ed25519","builder_version":"pith-number-builder-2026-05-17-v1","canonical_sha256":"ca94eb67e5267473fddc37a54c2d6d2ae412766d7cd17f9941708d42c8a6617f","first_computed_at":"2026-05-17T23:51:15.975604Z","key_id":"pith-v1-2026-05","kind":"pith_receipt","last_reissued_at":"2026-05-17T23:51:15.975604Z","public_key_fingerprint":"8d4b5ee74e4693bcd1df2446408b0d54","receipt_version":"0.3","signature_b64":"SK16Qs1RBRGV4o10YPCBlGA11fB0Awna9UzOAPgqtpQ7q9n02Mu3cjR8xQ1IfL6qZsQk9DoSCCc04i3OZ1A8CQ==","signature_status":"signed_v1","signed_at":"2026-05-17T23:51:15.976164Z","signed_message":"canonical_sha256_bytes"},"source_id":"1903.05851","source_kind":"arxiv","source_version":1}}},"equivocations":[],"invalid_events":[],"applied_event_ids":["sha256:2dcab19533d43394ace1e6e2e4d1decd93f82dec38883332dc3a65001f5cb0df","sha256:8638dd0121af90c2ca4cb52b0f50aebe890f3fe25736264aa4243d8126835536"],"state_sha256":"d755b709e0c0dedc10bf743029745a983b52dd4813ca5d3a1bed521c0d97679d"}