A hybrid XGBoost-deep neural network with LDA feature reduction is reported to reach 99.45% accuracy on Lending Club credit data, though the evaluation has likely data leakage.
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Linear Discriminant Analysis in Credit Scoring: A Transparent Hybrid Model Approach
A hybrid XGBoost-deep neural network with LDA feature reduction is reported to reach 99.45% accuracy on Lending Club credit data, though the evaluation has likely data leakage.