Serialization format and in-context examples change both accuracy and gender fairness of LLM loan approvals, with finance-tuned models often showing larger disparities.
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Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches
Serialization format and in-context examples change both accuracy and gender fairness of LLM loan approvals, with finance-tuned models often showing larger disparities.