An XGBoost model with cost-sensitive learning reports Cohen's kappa of 0.81 against a bank committee's credit card limit decisions and is proposed to automate the process.
Goldberg and John H
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Automating Credit Card Limit Adjustments Using Machine Learning
An XGBoost model with cost-sensitive learning reports Cohen's kappa of 0.81 against a bank committee's credit card limit decisions and is proposed to automate the process.