A delegated sponsorship mechanism for pseudonymous unsecured lending that conserves total credit capacity, localizes defaults to sponsor paths, and uses an earned-credit cap to make strategic default weakly unprofitable.
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Unsecured Lending via Delegated Underwriting
A delegated sponsorship mechanism for pseudonymous unsecured lending that conserves total credit capacity, localizes defaults to sponsor paths, and uses an earned-credit cap to make strategic default weakly unprofitable.