Augmenting zone-level MTPL claim frequency models with coordinates, environmental features at 5 km scale, and image embeddings improves predictive accuracy on unseen postcodes across GLM, regularized GLM, and tree-based models.
Evaluating xgboost for competitive insurance pricing: A case study on motor third-party liability insurance
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Revealing Geography-Driven Signals in Zone-Level Claim Frequency Models: An Empirical Study using Environmental and Visual Predictors
Augmenting zone-level MTPL claim frequency models with coordinates, environmental features at 5 km scale, and image embeddings improves predictive accuracy on unseen postcodes across GLM, regularized GLM, and tree-based models.