In a simulated village, low basis risk plus severe losses makes index insurance the winning strategy, moderate losses favor informal risk-sharing pools, and small losses lead people to insure nothing.
The epidemiology of extreme weather event disasters (1969-2018)
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Strategic competition in informal risk sharing mechanism versus collective index insurance
In a simulated village, low basis risk plus severe losses makes index insurance the winning strategy, moderate losses favor informal risk-sharing pools, and small losses lead people to insure nothing.