A multimodal CNN with interpretable value and temporal modulators predicts daily pluvial flood insurance claims at ~1 km across the 100 highest-claim US regions, outperforming tree baselines on dollar-weighted precision-recall.
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DELUGE: Towards Continental-Scale Daily Pluvial Flood Damage Prediction via Interpretable Conditioning on Foundation Model Embeddings
A multimodal CNN with interpretable value and temporal modulators predicts daily pluvial flood insurance claims at ~1 km across the 100 highest-claim US regions, outperforming tree baselines on dollar-weighted precision-recall.