Using 2020 CIUS data, education remains the sole significant factor across all digital adoption stages; conditioning on measured digital literacy removes the entry gradient and cuts the banking gradient by 61 percent, while income, disability, and demographic penalties appear at specific rungs.
During the past 12 months, how did you pay for the goods and services ordered over the Internet? Did you use an online payment service?
1 Pith paper cite this work. Polarity classification is still indexing.
1
Pith paper citing it
fields
econ.EM 1years
2023 1verdicts
UNVERDICTED 1representative citing papers
citing papers explorer
-
Digital Divide: Evidence from the 2020 Canadian Internet Use Survey
Using 2020 CIUS data, education remains the sole significant factor across all digital adoption stages; conditioning on measured digital literacy removes the entry gradient and cuts the banking gradient by 61 percent, while income, disability, and demographic penalties appear at specific rungs.