Stationary solutions of the second-order equation for fermions in Kerr-Newman space-time

When using the quantum mechanical second-order equation with the effective potential of the Kerr-Newman (KN) field for fermions, results were obtained that qualitatively differ from results obtained when using the Dirac equation. In presence of two event horizons, existence of degenerate stationary bound states was proved for charged and uncharged fermions with square integrable wave functions vanishing on event horizons. The fermions in such states are localized near the event horizons with the maxima of probability densities away from the event horizons by fractions of the Compton wave length of fermions versus the values of coupling constants, the values of angular and orbital momenta $j,l$ and the value of the azimuthal quantum number $m_{\varphi}$. In the case of extreme KN fields, absence of stationary bound states of fermions was shown for any values of coupling constants. Existence of discrete energy spectra was shown for charged and uncharged fermions in the field of naked KN singularity at definite values of physical parameters. The KN naked singularity poses no threat to cosmic censorship because of the regular behavior of the effective potentials of the KN field in quantum mechanics with the second-order equation.