Following GPT-5.2 advice in a life cycle simulation would push most households toward higher equity participation, age-declining equity shares, and larger savings buffers, but advice inherits demand-side heterogeneity and a supply-side gender effect.
The Review of Financial Studies
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AI Financial Advice: Supply, Demand, and Life Cycle Implications
Following GPT-5.2 advice in a life cycle simulation would push most households toward higher equity participation, age-declining equity shares, and larger savings buffers, but advice inherits demand-side heterogeneity and a supply-side gender effect.