Galaxy Disks are Submaximal

We measure the contribution of galaxy disks to the overall gravitational potential of 30 nearly face-on intermediate-to-late-type spirals from the DiskMass Survey. The central vertical velocity dispersion of the disk stars, sigma(z,R=0), is related to the maximum rotation speed (Vmax) as sigma(z,R=0) ~ 0.26 Vmax, consistent with previous measurements for edge-on disk galaxies and a mean stellar velocity ellipsoid axial ratio sigma(z) / sigma(R) = 0.6. For reasonable values of disk oblateness, this relation implies these galaxy disks are submaximal. We find disks in our sample contribute only 15% to 30% of the dynamical mass within 2.2 disk scale-lengths (hR), with percentages increasing systematically with luminosity, rotation speed and redder color. These trends indicate the mass ratio of disk-to-total matter remains at or below 50% at 2.2 hR even for the most extreme, fast-rotating disks (Vmax > 300 km/s), of the reddest rest-frame, face-on color (B-K ~ 4 mag), and highest luminosity (M(K)<-26.5 mag). Therefore, spiral disks in general should be submaximal. Our results imply that the stellar mass-to-light ratio and hence the accounting of baryons in stars should be lowered by at least a factor of 3.