The weak choice principle WISC may fail in the category of sets

The set-theoretic axiom WISC states that for every set there is a set of surjections to it cofinal in all such surjections. By constructing an unbounded topos over the category of sets and using an extension of the internal logic of a topos due to Shulman, we show that WISC is independent of the rest of the axioms of the set theory given by a well-pointed topos. This also gives an example of a topos that is not a predicative topos as defined by van den Berg.