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Paper Citation Record · LEDGER

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches

As of 17 August 2026, this Paper Citation Record lists 40 of 40 outbound references and 0 inbound Pith citation observations for arXiv:2508.21512.

A citation records a reference. It does not transfer a finding from one paper to another.

pith.paper-citation-record.v1
2508.21512 v1

Coverage vector

measured 40 of 40 reference resolution

Typed states for the displayed outbound observations.

Source: paper_references, paper_reference_links, observed 2026-08-05T14:21:49.154843Z

measured 40 of 40 standing notices

One-hop event checks from named stored sources.

Source: scholarly_work_events, retraction_status_cache, observed 2026-08-16T06:30:59.297886+00:00

measured 0 of 0 inbound itemization

Pith citing papers itemized under the disclosed page cap.

Source: paper_references, paper_reference_links

measured 0 of 1 external citation measurements

A source-named dated measurement, never combined with another source.

Source: cited_works

Reference resolution

40 of 40 outbound references displayed

  • verified exact5
  • verified fuzzy2
  • unresolved33
  • parse uncertain0
  • malformed identifier0
  • metadata mismatch0

External citation measurements

No source-named external measurement is stored.

Outbound references

Observation a8b756ec-b6ad-40b5-8349-ae3a142897dd · outbound

This paper cites online" 'onlinestring :=.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches online" 'onlinestring :=

Reference 1

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no resolver link, observed 2026-08-05T14:21:44.353363Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:44.353363Z digest=sha256:bcd22582351b86d7484542a0b69795c290d18d8330c74e452bda2c4859078cb1

Observation cc4fdeaf-e0b2-418f-9d0c-d2a5245b36b4 · outbound

This paper cites write newline.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches write newline

Reference 2

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no resolver link, observed 2026-08-05T14:21:44.436930Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:44.436930Z digest=sha256:4822752d07ced04c0be7a4f4cf9a04b26e5516cb2b320b09535ba6e101ca219c

Observation 6a97d608-2260-423a-aa10-9ca95cc8f201 · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 3

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raw_fallback, observed 2026-08-05T14:21:54.098900Z

Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

source=arxiv_source observed=2026-08-05T14:21:44.614753Z digest=sha256:57d242047fce15300f7957baf674e0d0ab7d76bd24ff382c6a54a7cd959f77a2

Observation 30fa4937-a5bd-41f2-9520-5bd91f77ce01 · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 4

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raw_fallback, observed 2026-08-05T14:21:53.888334Z

Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

source=arxiv_source observed=2026-08-05T14:21:44.706528Z digest=sha256:67b4448cef773272af564dcbc35bd1716bad08432d8a9eede6360438204a9569

Observation 74fdd147-704d-4168-b5dd-a50f240c3a74 · outbound

This paper cites Many-Shot In-Context Learning.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Many-Shot In-Context Learning

Reference 5

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no resolver link, observed 2026-08-05T14:21:44.814743Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:44.814743Z digest=sha256:d8e0cd1577652a2b9a1b27e5ae0fc3c8e0e4373c6072bc310f222978e99dc2f4

Observation 3ed8a828-554c-4148-a066-21045153c2ec · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 6

Resolution
verified exact
doi, observed 2026-08-05T14:21:49.776155Z

Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

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Observation 88cbe539-6b39-4166-85bf-8a0d0af8d0e7 · outbound

This paper cites The Impact of Large Language Models on Scientific Discovery: a Preliminary Study using GPT-4.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches The Impact of Large Language Models on Scientific Discovery: a Preliminary Study using GPT-4

Reference 7

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no resolver link, observed 2026-08-05T14:21:45.043756Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:45.043756Z digest=sha256:36e988f88369051970b1bb41944eab815f187ab755f1747c0c432893524facf8

Observation 98aeed90-80fc-4c37-8c8a-50f72c55490b · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 8

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no resolver link, observed 2026-08-05T14:21:45.294759Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:45.294759Z digest=sha256:85887413f0d9a46da6acc4aabc0886d57de291ac025f04f64fe20b8b7fef848e

Observation b00bed98-18b0-453d-84be-feae0156aac7 · outbound

This paper cites Language Models are Realistic Tabular Data Generators.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Language Models are Realistic Tabular Data Generators

Reference 9

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no resolver link, observed 2026-08-05T14:21:45.474882Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:45.474882Z digest=sha256:58d02b7f8c767618cabe1b69a271a67fdac0da7d98665372bce895f5addf236c

Observation ffd005a2-b16b-4f48-a83d-ce889a24ce88 · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 10

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no resolver link, observed 2026-08-05T14:21:45.629371Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:45.629371Z digest=sha256:be9f559b97135cc10d2534b7783bd50e389aed856d7e82267acd3653e0420c17

Observation 23881f71-ee58-4d19-852c-0654dc270d79 · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 11

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raw_fallback, observed 2026-08-05T14:21:53.658499Z

Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

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Observation d3bd995d-3c48-4d03-bb40-6b366728dd2a · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 12

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Source-reported events for the cited work

Unavailable: canonical work link unavailable.

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Observation bb3372e1-16e7-454e-bd01-0283bb3bfc47 · outbound

This paper cites Empowering Many, Biasing a Few: Generalist Credit Scoring through Large Language Models.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Empowering Many, Biasing a Few: Generalist Credit Scoring through Large Language Models

Reference 13

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Source-reported events for the cited work

Unavailable: canonical work link unavailable.

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Observation 776bb23c-b132-4c27-bf0e-3cfac00ce812 · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 14

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no resolver link, observed 2026-08-05T14:21:46.136871Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

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Observation 478d3fb2-c85b-492a-bb56-91610848875a · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 15

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no resolver link, observed 2026-08-05T14:21:46.304750Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:46.304750Z digest=sha256:d06a207ca53e9c203dbe074e0dce591a2ab0a519522085fb22b1f6467c5b3fc6

Observation abd8126d-2f40-44e7-af29-9a9a24c57ad7 · outbound

This paper cites Bank Loan Prediction Using Machine Learning Techniques.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Bank Loan Prediction Using Machine Learning Techniques

Reference 16

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verified exact
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Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

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Observation 9abdf411-03ff-4e9f-bcb9-70371342b1ba · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 17

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no resolver link, observed 2026-08-05T14:21:46.614753Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:46.614753Z digest=sha256:f22d8ffd3a97c5bc936b8cb4b0b503fec01ac2700dc3ee891ddd9cf48bbd3e7a

Observation 7081f856-fa6a-4a1f-aaa0-f7b58af15101 · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 18

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unresolved
raw_fallback, observed 2026-08-05T14:21:53.387112Z

Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

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Observation 1d3364ce-f701-4117-be94-62773ca21822 · outbound

This paper cites TabPFN: A Transformer That Solves Small Tabular Classification Problems in a Second.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches TabPFN: A Transformer That Solves Small Tabular Classification Problems in a Second

Reference 19

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no resolver link, observed 2026-08-05T14:21:46.795601Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

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Observation b4ad04aa-a2bc-408f-a54d-b826853e392d · outbound

This paper cites Towards Better Serialization of Tabular Data for Few-shot Classification with Large Language Models.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Towards Better Serialization of Tabular Data for Few-shot Classification with Large Language Models

Reference 20

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no resolver link, observed 2026-08-05T14:21:46.901690Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

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Observation 2770700c-dc95-486b-aa44-1630c56637eb · outbound

This paper cites Loan approval prediction dataset.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Loan approval prediction dataset

Reference 21

Resolution
verified fuzzy
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Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

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Observation 87c3e3ac-0786-49c9-aca7-7edecbfe997d · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 22

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unresolved
raw_fallback, observed 2026-08-05T14:21:53.044755Z

Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

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Observation b435c42d-e1f6-4b3d-be99-7fc1296bf91e · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 23

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verified exact
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Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

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Observation 871338d7-f0db-495b-9b11-5da98b5fe558 · outbound

This paper cites Captum: A unified and generic model interpretability library for PyTorch.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Captum: A unified and generic model interpretability library for PyTorch

Reference 24

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Source-reported events for the cited work

Unavailable: canonical work link unavailable.

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Observation 5f417a0e-46df-420e-a3b7-f3ba1a9aec92 · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 25

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unresolved
raw_fallback, observed 2026-08-05T14:21:52.882264Z

Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

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Observation b4c831c9-1d4d-4187-a476-e21e988145b2 · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 26

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no resolver link, observed 2026-08-05T14:21:47.509375Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

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Observation e459662f-f8af-4769-ab15-dfabe1a17291 · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 27

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raw_fallback, observed 2026-08-05T14:21:52.692892Z

Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

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Observation b4872929-50ea-43de-812a-b1a7adf3edd0 · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 28

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verified exact
arxiv_id, observed 2026-08-05T14:21:50.819812Z

Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

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Observation 24170715-ce20-4d94-89cd-8402b5e77ffd · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 29

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unresolved
raw_fallback, observed 2026-08-05T14:21:52.534124Z

Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

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Observation 08b7ded6-5537-4505-98e3-d4c4eb06cdd4 · outbound

This paper cites A Comprehensive Overview of Large Language Models.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches A Comprehensive Overview of Large Language Models

Reference 30

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no resolver link, observed 2026-08-05T14:21:47.869027Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

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Observation e7c526df-2b27-4da9-b810-efd5bcf06b24 · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 31

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unresolved
raw_fallback, observed 2026-08-05T14:21:52.397537Z

Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

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Observation 1d3fdd4b-097c-4f41-993a-04ec8f1f6822 · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 32

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unresolved
raw_fallback, observed 2026-08-05T14:21:52.185309Z

Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

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Observation bae76b8f-ea0b-4283-a4e4-79b6996b628d · outbound

This paper cites Tabular Representation, Noisy Operators, and Impacts on Table Structure Understanding Tasks in LLMs.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Tabular Representation, Noisy Operators, and Impacts on Table Structure Understanding Tasks in LLMs

Reference 33

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no resolver link, observed 2026-08-05T14:21:48.226509Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:48.226509Z digest=sha256:70fee06ed06182b98d9f4fcdfcdccf520e732e643f0651f1d6252db1ce3ffb0d

Observation 69ec1224-a704-4843-bfff-138ee7ed82ba · outbound

This paper cites Statlog (german credit data).

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Statlog (german credit data)

Reference 34

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raw_fallback, observed 2026-08-05T14:21:51.875505Z

Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

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Observation 105ce595-6460-4cc1-b885-ba21344eeb2f · outbound

This paper cites an unresolved cited work.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Unresolved cited work

Reference 35

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no resolver link, observed 2026-08-05T14:21:48.584847Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:48.584847Z digest=sha256:1711b5044eb6fce775b474bca6e0093809825fd13b822535bc7959fae5fd730e

Observation fdea4cee-ed55-431d-86fc-19b22b31cc21 · outbound

This paper cites Mitigating Gender Bias in Natural Language Processing: Literature Review.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Mitigating Gender Bias in Natural Language Processing: Literature Review

Reference 36

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no resolver link, observed 2026-08-05T14:21:48.714769Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:48.714769Z digest=sha256:4c3b5d645d5f7ea2f6dd199fad7462d55cc99e7db5d7086db4c4cc1d7ef143fb

Observation 614a992c-3d6d-40f4-a5a1-11fc72ce4e97 · outbound

This paper cites Gemma: Open Models Based on Gemini Research and Technology.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Gemma: Open Models Based on Gemini Research and Technology

Reference 37

Resolution
unresolved
no resolver link, observed 2026-08-05T14:21:48.784987Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:48.784987Z digest=sha256:82dd00faddf2a68d33b2346d0b5124cc31043022d812155eab0a6e06a2b90cdf

Observation 6f0bbf86-8b72-4521-bd32-9177e216c8a1 · outbound

This paper cites Llama 2: Open Foundation and Fine-Tuned Chat Models.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches Llama 2: Open Foundation and Fine-Tuned Chat Models

Reference 38

Resolution
unresolved
no resolver link, observed 2026-08-05T14:21:48.934748Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:48.934748Z digest=sha256:8e6f26ef4221fb944f5ed86e569d4954f1b2f17536bbb0c5e6ffa4ec49f34932

Observation 4d80aa64-9337-4403-b5d1-2868fd15aa45 · outbound

This paper cites PIXIU: A Large Language Model, Instruction Data and Evaluation Benchmark for Finance.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches PIXIU: A Large Language Model, Instruction Data and Evaluation Benchmark for Finance

Reference 39

Resolution
unresolved
no resolver link, observed 2026-08-05T14:21:49.069345Z

Source-reported events for the cited work

Unavailable: canonical work link unavailable.

source=arxiv_source observed=2026-08-05T14:21:49.069345Z digest=sha256:fd2cbe9588215de6a63e9b002804c5dc9c54895f4e0756a542072ea29850eab9

Observation 073502ab-1297-4d84-822e-867161dd9bca · outbound

This paper cites The Impact of Demonstrations on Multilingual In-Context Learning: A Multidimensional Analysis.

Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches The Impact of Demonstrations on Multilingual In-Context Learning: A Multidimensional Analysis

Reference 40

Resolution
verified exact
local_arxiv, observed 2026-08-05T14:21:50.054747Z

Source-reported events for the cited work

No event found in the named queried sources as of 2026-08-16T06:30:59.297886+00:00.

source=arxiv_source observed=2026-08-05T14:21:49.154843Z digest=sha256:8de986aad768c6e55e00999b7fae9d74c4283fb4e81f4ab9cf5eeb60c0c94aad

Pith citing papers

No inbound Pith citation observations are available.