Pith Number

pith:4C5SP2AH

pith:2022:4C5SP2AHM2L6FJONHE7N7PKEWL

not attested not anchored not stored refs pending

On the Convergence of Credit Risk in Current Consumer Automobile Loans

Jackson P. Lautier, Jun Yan, Vladimir Pozdnyakov

arxiv:2211.09176 v3 · 2022-11-16 · q-fin.ST · econ.GN · q-fin.EC · q-fin.GN

Open paper page JSON Open Graph Bundle Merged state Verified badge What is a Pith Number?

Add to your LaTeX paper

\usepackage{pith}
\pithnumber{4C5SP2AHM2L6FJONHE7N7PKEWL}

Prints a linked badge after your title and injects PDF metadata. Compiles on arXiv. Learn more · Embed verified badge

Record completeness

1 Bitcoin timestamp

2 Internet Archive

3 Author claim open · sign in to claim

4 Citations open

5 Replications open

✓ Portable graph bundle live · download bundle · merged state

The bundle contains the canonical record plus signed events. A mirror can host it anywhere and recompute the same current state with the deterministic merge algorithm.

Receipt and verification

First computed	2026-07-05T09:52:55.954741Z
Builder	pith-number-builder-2026-05-17-v1
Signature	Pith Ed25519 (`pith-v1-2026-05`) · public key
Schema	pith-number/v1.0

Canonical hash

e0bb27e8076697e2a5cd393edfbd44b2c79ff588e1289f016e5f0dc7db533113

Aliases

arxiv: 2211.09176 · arxiv_version: 2211.09176v3 · doi: 10.48550/arxiv.2211.09176 · pith_short_12: 4C5SP2AHM2L6 · pith_short_16: 4C5SP2AHM2L6FJON · pith_short_8: 4C5SP2AH

Agent API

Resolver JSON Graph JSON Events JSON Schema Signing key

Verify this Pith Number yourself

curl -sH 'Accept: application/ld+json' https://pith.science/pith/4C5SP2AHM2L6FJONHE7N7PKEWL \
  | jq -c '.canonical_record' \
  | python3 -c "import sys,json,hashlib; b=json.dumps(json.loads(sys.stdin.read()), sort_keys=True, separators=(',',':'), ensure_ascii=False).encode(); print(hashlib.sha256(b).hexdigest())"
# expect: e0bb27e8076697e2a5cd393edfbd44b2c79ff588e1289f016e5f0dc7db533113

Canonical record JSON

{
  "metadata": {
    "abstract_canon_sha256": "c0d391b9c7945de69593245421ccacbd65153d6f84ca1cc95b40e6355a4007ff",
    "cross_cats_sorted": [
      "econ.GN",
      "q-fin.EC",
      "q-fin.GN"
    ],
    "license": "http://creativecommons.org/licenses/by/4.0/",
    "primary_cat": "q-fin.ST",
    "submitted_at": "2022-11-16T19:48:40Z",
    "title_canon_sha256": "dd507c58810e42f2f7470a9046bc74ab57e3c6bc2176f7da51726c5a1bd5a34e"
  },
  "schema_version": "1.0",
  "source": {
    "id": "2211.09176",
    "kind": "arxiv",
    "version": 3
  }
}