TFM-Retouche is an architecture-agnostic input-space residual adapter that improves tabular foundation model accuracy on 51 datasets by learning input corrections through the frozen backbone, with an identity guard to fall back to the original model.
Statistical and Machine Learning Models in Credit Scoring: A Systematic Literature Survey , shorttitle =
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The paper defines five AI system categories for public administration and reports that 55% of 91 recent papers leave the system type underspecified while 31% study one type but motivate with another.
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TFM-Retouche: A Lightweight Input-Space Adapter for Tabular Foundation Models
TFM-Retouche is an architecture-agnostic input-space residual adapter that improves tabular foundation model accuracy on 51 datasets by learning input corrections through the frozen backbone, with an identity guard to fall back to the original model.
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A Technical Typology of AI Systems in Public Administration
The paper defines five AI system categories for public administration and reports that 55% of 91 recent papers leave the system type underspecified while 31% study one type but motivate with another.