e^+e^-to bbar bW^+W^- at the Next Linear Collider, Top-Pairs and Higgs Production

The complete matrix element for $e^+e^-\ar W^+W^-\bar b b$ is computed at tree level and applied to: {\bf a)} $\bar t t$ production and decay ; {\bf b)} $ZH$ production followed by $Z\ar \bar bb$ and $H\ar WW$. In both cases we include finite width effects and all irreducible backgrounds.