QCD dipole predictions for quark singlet, gluon and F_L/F_T distributions at HERA

In this contribution we apply the QCD dipole picture combined with $k_T$-factorization to get predictions for deep-inelastic scattering on an onium. Assuming renormalization-group factorization, we get predictions for the $F_2, F_G$ and $R= F_L/F_T$ proton structure functions. We obtain a three-parameter fit of the 1994 H1 data in the low-$x_{bj}$, moderate-$Q^2$ range. $F_G/F_2$ and $R$ are then predicted without any additionnal parameter. The BFKL dynamics contained in the dipole model is shown to provide a relevant model in describing the HERA data. The prediction for $F_2$ and $F_G$ are compatible with next-to-leading order DGLAP analysis. By contrast, $R$ is expected to be much lower at small $x_{bj}$.