Not yet reviewed by Pith; the record is open.

Smartphones have become indispensable in our daily lives and can do almost everything, from communication to online shopping. However, with the increased usage, cybercrime aimed at mobile devices is rocketing. Smishing attacks, in particular, have observed a significant upsurge in recent years. This problem is further exacerbated by the perpetrator creating new deceptive websites daily, with an average life cycle of under 15 hours. This renders the standard practice of keeping a database of malicious URLs ineffective. To this end, we propose a novel on-device pipeline: COPS that intelligently identifies features of fraudulent messages and URLs to alert the user in real-time. COPS is a lightweight pipeline with a detection module based on the Disentangled Variational Autoencoder of size 3.46MB for smishing and URL phishing detection, and we benchmark it on open datasets. We achieve an accuracy of 98.15% and 99.5%, respectively, for both tasks, with a false negative and false positive rate of a mere 0.037 and 0.015, outperforming previous works with the added advantage of ensuring real-time alerts on resource-constrained devices.